Many fire victims are eager to clear their home sites and move on to rebuilding. The big question is when.

A new analysis predicts an extraordinary reversal in housing fortunes for Americans.

From national security to home insurance, the president has quickly changed America’s climate adaptation policies in important ways.

The Tubbs fire in 2017 wiped out more than 5,000 structures in a Northern California county. Homeowners faced challenges, but hundreds were able to rebuild within two years.

You don’t need to settle for what your insurance company or the government first offers. And you don’t have to fight alone.

Our policies encourage Americans to flock to areas particularly prone to climate-related disasters.

The California FAIR Plan, the state’s insurer of last resort, had just $377 million available last week to pay claims that could reach billions, officials said.

Can a city lose an entire neighborhood now and simply shuffle on, dragging the local memory like a ghost limb?

Companies started pulling back from the state as earlier fires made it harder to turn a profit. Experts warn the exodus could grow.

Climate impacts are fueling the cost-of-living crisis, especially for the poor and working class.

On Instagram, Candice Miller showed the world glittering parties and vacations. When her husband, Brandon Miller, died, he had $33.6 million in debt and just $8,000 in the bank.

As climate change intensifies, flooding is emerging as a threat for homes not previously seen as high-risk. Some residents are responding creatively by lifting up their homes.

Fannie Mae and Freddie Mac, which backstop most U.S. mortgages, know floods and fires are a growing problem. But little action has been taken.

© Scott McIntyre for The New York Times

As a doctor, I’ve been on both sides of frustrating health care debacles.

© Sasha Arutyunova for The New York Times

The company has been accused of using algorithms to deny treatments and refusing coverage of nursing care to stroke patients.

© Christopher Lee for The New York Times

Fannie Mae and Freddie Mac, which backstop most U.S. mortgages, know floods and fires are a growing problem. But little action has been taken.

© Scott McIntyre for The New York Times