“I’d rather see the states take care of their own problems,” the president said. Federal emergency managers from both parties have made the same argument.

From national security to home insurance, the president has quickly changed America’s climate adaptation policies in important ways.

You don’t need to settle for what your insurance company or the government first offers. And you don’t have to fight alone.

The agency offers different types of financial assistance after disasters. The fastest is a one-time payment of $770.

The California FAIR Plan, the state’s insurer of last resort, had just $377 million available last week to pay claims that could reach billions, officials said.

California is the most prepared state in America for wildfires. So why is it unable to protect its largest city?

California has focused on fortifying communities against wildfires. But with growing threats, that may not be enough.

Companies started pulling back from the state as earlier fires made it harder to turn a profit. Experts warn the exodus could grow.

Investors are betting that they can make a dent in global warming, and healthy profits, with companies that alter the atmosphere.

Balloon launches from around the world are part of a new kind of global alarm system: One that can detect if another country tries to dim the sun.

© Tatsiana Chypsanava for The New York Times